FI Lending Specialist

FI Lending Amsterdam is looking for a committed, ambitious FI Lending Specialist (analyst level) within the non-bank FI (NBFI) team. Focus will especially be on insurance companies, asset managers and funds. The job requires sound credit analysis-, structuring- and documentation skills and solid communication capabilities.

The unit is part of Wholesale Banking/ FI Sector and represents an anchor product for cementing client relationships. The department consists of two specialized teams – Banks & NBFIs. The day-to-day operations/work include credit analyses as well as structuring, pricing and negotiating lending solutions that deliver value for FI clients and ING. The team manages and executes the full value chain of lending, from risk rating, analysis, and preparation of credit applications to the tailoring, negotiation and signing of loan documentation. FIL partners with many different stakeholders including Relationship Management (PAMs), Clients, TFS, FM, FIA, Risk, Legal, Sustainability Finance, Lending Execution and CAS, to ensure customer expectations are met and exceeded.

Main duties and responsibilities:
• Undertake in-depth counterparty and industry credit risk analyses covering non-bank financial institution counterparties and convert into easy-to-read proposals/advices incl. structure, documentation etc.;
• Supporting and/or leading role in structuring and execution of standard lending transactions;
• Work both independently and collaboratively as a team member. You need to be able to manage your own work and priorities will be set by your manager;
• Monitor your own portfolio and inform/advise management/ stakeholders of material developments where necessary;
• Ensure the consistent use of Vantage applications, ING policies, and make sure regulations, product requirements, and data quality are applied and of the highest standard;
• Effective representation towards our stakeholders, including maintaining good relationships, sourcing information and clearly communicating developments and managing expectations on delivery;
• Act as support liaison between product teams (e.g. FM), client coverage and Risk;
• Active participation and cooperation in various potential projects (e.g. stemming from ECB/TRIM) within FI Lending and with related stakeholders, e.g. Risk Management.

Your profile
Knowledge and experience:
• Strong academic credentials – university degree;
• Fluent English skills (verbal and writing);
• Understanding of the ING organisation;
• Sound communication skills;
• Preferably 1-4 years of work experience in Sectors, FM, Lending and/or Risk Management.

Competencies:
• Robust analytical skills and client focus;
• (Basic) understanding of FM products;
• True team player: ability to cooperate effectively with stakeholders and team members;
• Accuracy and high-quality orientation;
• Proficiency in MS Office (outstanding Excel skills) and Vantage, e.g. Vortex, ACR, Risk Rater, Loan Pricer, Approval Package;
• Take it on and make it happen mindset;
• Sound interpersonal and communication skills;
• Ability to work in a high-pressure work environment with a high level of initiative and common sense with tight deadlines.

What do we offer?

• An entrepreneurial and commercial position based in Amsterdam, in a quickly developing environment

• The opportunity to support sustainable transitions and help ING to maintain its leadership position

• Exposure to a highly professional, international environment, incl. a diverse corporate client base and various financial products

• Competitive remuneration package

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious, keep learning and take on responsibility. In return, we back you to develop into an even better version of yourself.

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions at https://www.ing.jobs/netherlands/Why-ING/benefits.htm

The benefits of working with us at ING include:

• 24-27 vacation days depending on contract

• Pension scheme

• 13th month salary

• Individual Savings Contribution (BIS), 3.5% of your gross annual salary

• 8% Holiday payment

• Hybrid working to blend home working for focus and office working for collaboration and co-creation

• Personal growth and challenging work with endless possibilities

• An informal working environment with innovative colleagues

About us

With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.